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REFI YOUR AUTO LOAN

Refinance your vehicle from another institution and get $200 or .50% rate reduction.*

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Refi your auto loan

Refinance your vehicle from another institution and get $200 or .50% rate reduction.*

A smiling older man sitting in front of a white truck.

Car and truck loans

As low as 5.85% APR for 36 months on new or used vehicles.*

A white truck on a blue background.

Refinance offer

How about some extra cash in your pocket? Refinance your secured loan from another institution and we will pay you $200 cash or give you a 0.50% rate reduction.* Either way, TFCU is giving back to you.

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Young adult finances

You + life, TFCU is here for all your financial firsts.

TFCU Member Appreciation Day at the OKC Zoo

Join us for a day of fun at the Oklahoma City Zoo as we say “thank you” to our members on Saturday, August 23, from 5:30 p.m. to 9:30 p.m. TFCU Member Appreciation Day is for the whole family to join us for fun, animals and excitement.

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Member discounts

TFCU offers member discounts to amusement parks, hotels, rental cars, movie tickets, memberships, flowers and so much more through the TFCU savings marketplace. Log into online and mobile banking today and start saving now.

A line of vehicles

TFCU repo lot

Looking for a dependable vehicle? Check out our repossessed vehicles lot and get great deals. Located behind the Midwest City branch, TFCU’s vehicle sales lot offers you great prices and special rates on used cars, trucks and motorcycles.

Two people fist bumping above a signage that says shred day.

Shred day

To help our members securely dispose of unneeded paperwork containing personal information, TFCU will host shred days at several of our branches. Each shred day is from 8:30 a.m. to 11:30 a.m.

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Protect Yourself from Text Scams

There is a scam circulating regarding funds being withdrawn from TFCU accounts. We encourage you to be aware of potential text scams and to protect yourself from fraudsters pretending to be TFCU.

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Get financially empowered

TFCU offers workshops for adults, students and kids to help provide them with the tools they need to manage their money and improve their quality of life.

Rates at a Glance

Auto Loans

36 Months Fixed Rate

5.85% APR

Annual Percentage Rate (APR)

Repo Vehicle Loans

60 Months Fixed Rate.

3.99% APR

Annual Percentage Rate (APR)

Mortgage Loans

Check Page for Rates

Today's Rate

Rates Subject to Change Daily

Savings Accounts

60 Month Share Certificate

3.29% APY

Annual Percentage Yield (APY)

Find, Drive and Save.

Finding your next vehicle just got easier
with TFCU’s Car Buying center.

What’s New at TFCU

Check out our newest articles below or click here to see more of our articles.

TransFund OnCue atm summer sweepstakes
What's New at TFCU

TransFund/Oncue Express ATM Summer Sweepstakes

TransFund and OnCue Express are once again presenting the ATM Summer Sweepstakes June 1-August 31 at all Oklahoma OnCue stores. Cardholders have a chance to win a $500 OnCue gift card each week during the sweepstakes. To enter, simply use

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A couple holding umbrellas and a sign that says storm shelter loan payoff winner
Article - Natural Disasters

Choctaw family wins TFCU storm shelter loan payoff

Living in Oklahoma means living with unpredictable and severe weather. After experiencing several close calls with tornadoes—including sharing a generous neighbor’s cramped storm shelter and terrifying early-morning warnings—the Pitts knew it was time to invest in their own safety. “Last

Read More »
TFCU employee shacking hands with a woman.
What's New at TFCU

A warm welcome to our new members and a new state!

We are happy to announce that LiFE Federal Credit Union’s (LiFE FCU) board of directors recently voted to merge with Tinker Federal Credit Union (TFCU). This transfer is effective May 19, 2025.This merger represents uniting of two credit unions that

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You + TFCU

Since 1946, TFCU has been a safe and secure place for your money. In community, in life and in money. You + TFCU.

Tinker Federal Credit Union exists to help our members achieve their goals and realize their dreams.

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The TFCU Member Give Back

TFCU has given back to members this year just for using their TFCU accounts and services.

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Join TFCU

Become a member-owner of one of the nation’s largest cooperative financial institutions. There are over 3,600 ways to qualify!

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TFCU Financial Advisors

Let the TFCU Financial Advisors help you create financial strategies for your long-term financial needs and more.